Dosh to launch a competitive digital home loan
“Today, we have the best innovative payments solutions in New Zealand, the leading on-call savings rates vs the traditional banks and we will soon launch our home loan offering,” Marsh told the committee, which is conducting a government-directed inquiry into banking services.
“I suspect that the home loan offering launch will be one of the most disruptive events in 2025. We think that will bring a lot of competition and new value to the market for home loans which is critical in terms of improving the overall financial wellbeing,” he said.
Marsh said he couldn't reveal too much detail about the home loan offering but that it will be competitive and “will offer price differentiation.”
Currently, Heartland Bank is offering online only digital home loans which do tend to offer lower interest rates than the banks.
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