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[GRTV] Financial advice transformed my life: Shanks
Interviews

[GRTV] Financial advice transformed my life: Shanks

Financial Advice New Zealand chief executive Katrina Shanks says getting her own financial adviser has transformed her life.

Mon, Oct 12th 2020 11:36AM
[GRTV] The winners and losers from Covid-19

[GRTV] The winners and losers from Covid-19

4 min read
[GRTV] Depressing imbalances in IP market: Hutchinson

[GRTV] Depressing imbalances in IP market: Hutchinson

8 min read
Melanie Purdey

Melanie Purdey

8 min read
[GRTV] Full Interview: Sam Tremethick

[GRTV] Full Interview: Sam Tremethick

7 min read
[GRTV] ANZ Investments' CIO Paul Huxford

[GRTV] ANZ Investments' CIO Paul Huxford

10 min read
[GRTV] Bevan Graham

[GRTV] Bevan Graham

8 min read
[GRTV] Henry Stokes

[GRTV] Henry Stokes

10 min read
[GRTV] Investing's difficult at the moment top manager says

[GRTV] Investing's difficult at the moment top manager says

12 min read
[GRTV] Time to change debate on replacement business

[GRTV] Time to change debate on replacement business

11 min read
[GRTV] Benefits of Asia ETFs

[GRTV] Benefits of Asia ETFs

9 min read
[GRTV] Fisher Funds' Sam Dickie's 2020 outlook

[GRTV] Fisher Funds' Sam Dickie's 2020 outlook

10 min read
[GRTV] Harbour Asset Management – Andrew Bascand

[GRTV] Harbour Asset Management – Andrew Bascand

10 min read
[GRTV] Potential FAP costs and CRM intricacies

[GRTV] Potential FAP costs and CRM intricacies

10 min read
[GRTV] Why a four day week is good; Fears about markets

[GRTV] Why a four day week is good; Fears about markets

11 min read
[GRTV] We have to prove we are not the bad guys: Ballantyne

[GRTV] We have to prove we are not the bad guys: Ballantyne

11 min read
Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
1 day ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
1 day ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
3 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
5 days ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas
Latest News
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
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KiwiSaver investors look offshore
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Pie adds new ingredient to its funds
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Sharesies expands into advice – including for advisers
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