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DTIs “perversely restrictive” for investors – report

Monday 14th of August 2017
After analysing the Reserve Bank’s justifications and evidence for debt-to-income ratios, the report finds that the DTIs approach is misconceived and the justifications for it are deeply flawed.
TailRisk Economics principal Ian Harrison said the main problem is that DTIs are a crude tool that don’t adequately assess borrowers’ debt servicing capacities and will pervers...
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