With this week's newsletter I've decided to keep it solely focussed on one topic: The work of the Code Working Group because of its importance to you as an adviser.

The Code Working Group, or CWG, is tasked with writing a brand new code which all advisers will need to adhere to in the future.

On Good Returns we have run a series of three detailed articles, written by one CWG member, John Berry, in his personal capacity. Also many of your peers have contributed comments to these articles.

What is vitally important is that you take the opportunity to have your say on any of the issues. It doesn't have to be on everything.

Here are some links for you:

Part One: What the CWG is all about and what are the problems it is trying to solve

Part Two: Good advice outcomes, your conduct, what qualifications you may need and more

Part Three: How to submit and also which advisers maybe grandfathered into the new regime

Besides these explanatory pieces there is also concern about the make up of the CWG. There are no advisers there to represent your interests.

You can watch an interview with the Minister of Commerce using this link.

Our mortgage adviser survey which is about to be published in TMM highlights people are concerned about regulatory changes.

While you may think your association or dealer group is representing your interests, the chances are that is wrong. Only one group has publicly front-footed these changes and that is SiFA. It describes what is being proposed as "baloney".

If you do want a say then you need to act quickly as submissions close at the end of the month.

- Philip Macalister
Publisher