Insurance FAQs for uncertain times

What are my insurance related responsibilities as a landlord in a COVID-19 environment?

A landlord policy is similar to a home policy in many ways but has been designed to also reduce the financial impact of loss or damage arising from additional risks that renting out your house brings.

Some options included under landlord policies are things like:

• Intentional malicious damage by the tenant
• Tenants using or manufacturing methamphetamine leading to contamination of your home
• Loss of rent when your tenants need to move out due to damages you need to claim on, or if your tenant abandons the property, or if you need to evict your tenant.