Lending deals heat up
Better discounts have been given to home owners since the end of last year, says Jeremy Andrews, Key Mortgages director and mortgage adviser.
“The ASB most noticeably has been a lot more competitive. This year all the banks have definitely been willing to negotiate and offer more discounts,” he says.
Some banks are offering larger discounts on the shorter terms, and others such as ANZ seem to be knocking more points off the longer term rates.
“There are big differences between what the banks’ advertised rates are and what can be negotiated.”
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