Alert level two allows businesses to return to something more like normal.

But Financial Advice New Zealand has warned members that they will need to take safety measures to do so.

Face-to-face meetings could resume at level two provided no one involved was unwell or suspected they had come into contact with a Covid-19 case.

Advisers could also visit clients in their homes, if they could keep at least a metre from each other when they did so.

Jo Pugh, head of the general inspectorate at WorkSafe, addressed a Financial Advice NZ webinar, in which she said that while office-based businesses were traditionally at the low end of workplace risk, that was not necessarily the case with Covid-19.

There was every chance the disease could be transmitted at work if public health rules were not followed.

"We are now also considering Covid-19 as one of those work-related risks that have to be managed."

She said the likelihood of workers and others being infected was low but still present.

WorkSafe would respond to the most serious breaches in level two, she said.

Pugh said it would also be important that businesses had good contact-tracing systems in place. 

She said, if it seemed that WorkSafe was making up the rules as it went along "that's because we are".

Guidance that normally took months to prepare was being put together in a matter of days, she said.

"To be fair the 1pm briefings are where I have been learning some of the approaches we now have to enforce ... the world is changing so quickly."

Financial Advice NZ chief executive Katrina Shanks said she had not heard of any businesses struggling with the rules. "People are saying the re-entry feels odd ... as it is not business as usual. It is different as we understand our office requirements and contact tracing."

Adviser Tim Fairbrother said those of his staff who wanted to had returned to the office on Monday.

"We are going back in two teams for physical distancing and making sure we are not all sick at once. We have used WorkSafe's website as a great source of info. Most of it is common sense and making sure the team feel safe."