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Something Just for Kids
Insurance

Something Just for Kids

Fidelity Life has recently enhanced its successful Just For Kids savings plan to include a range of flexible risk options that can be added to the investment plan.
Tue, Jul 3rd 2001 01:33PM
Lumley Life seeks to by-pass troublesome upfront agents’ fees

Lumley Life seeks to by-pass troublesome upfront agents’ fees

2 min read
Everyone's lining up for Life2go

Everyone's lining up for Life2go

2 min read
Weinsure goes hunting for bean-counters

Weinsure goes hunting for bean-counters

2 min read
Health Insurance Numbers Expected To Rise

Health Insurance Numbers Expected To Rise

9 min read
Club Life gears up for business

Club Life gears up for business

2 min read
Greater emphasis needed on trauma cover

Greater emphasis needed on trauma cover

3 min read
Date set for SX appeal

Date set for SX appeal

1 min read
Fidelity's new long term care policy

Fidelity's new long term care policy

2 min read
Moratrium on genetic testing mooted

Moratrium on genetic testing mooted

2 min read
Battle for control of Aetna not yet over

Battle for control of Aetna not yet over

1 min read
Commission has another go at Southern Cross

Commission has another go at Southern Cross

1 min read
Hellaby backs Club Life

Hellaby backs Club Life

2 min read
Tax incentives promoted

Tax incentives promoted

2 min read
Health insurers may be forced out of business

Health insurers may be forced out of business

4 min read
Age Related Pricing Of Health Insurance Premiums And The Human Rights

Age Related Pricing Of Health Insurance Premiums And The Human Rights

6 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
4 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
5 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
6 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas