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[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
News

[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?

We’ve all been there—staring at a spreadsheet, trying to find the most "efficient" way to grow our nest egg. In New Zealand, the conversation frequently starts with tax.

Andy Mahony
Thu, Feb 5th 2026 08:54AM

KiwiSaver investors look offshore

KiwiSaver investors look offshore

3 min read
Pie adds new ingredient to its funds

Pie adds new ingredient to its funds

2 min read
Sharesies expands into advice – including for advisers

Sharesies expands into advice – including for advisers

3 min read
Simplicity takes KiwiSaver's first-past-the-post honours in Dec Qtr

Simplicity takes KiwiSaver's first-past-the-post honours in Dec Qtr

3 min read
Ways to avoid the increasing S&P 500 concentration

Ways to avoid the increasing S&P 500 concentration

3 min read
 Is New Zealand’s managed fund structure costing investors?

Is New Zealand’s managed fund structure costing investors?

6 min read
Another player enters market to buy FAPs

Another player enters market to buy FAPs

2 min read
Marloo continues bringing in more financial advisers

Marloo continues bringing in more financial advisers

6 min read
Wealthpoint eyes independent FAPs for 2026

Wealthpoint eyes independent FAPs for 2026

3 min read
Reflecting back on 2025

Reflecting back on 2025

3 min read
RBNZ: new rules will mean lower interest rates for borrowers

RBNZ: new rules will mean lower interest rates for borrowers

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Opes censured by FMA for poor practices

Opes censured by FMA for poor practices

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AI financial advice maybe breaching the law

AI financial advice maybe breaching the law

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Booster's innovation fund grows its pipeline of opportunities

Booster's innovation fund grows its pipeline of opportunities

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Generate lowers fees

Generate lowers fees

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GoodReturns
Good Returns was established in 1997 and was one of the first successful online publishers in New Zealand and continues to be a publishing leader. Good Returns is held in high-regard by its target audience, the financial services industry. A team of highly experienced business journalists update the site daily with topical, breaking and relevant news and views. The team is led by founder and publisher Philip Macalister.
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