Sir Michael Cullen: The man who helped New Zealanders make better financial decisions.

Michael Lang looks at KiwiSaver asset allocation and discusses the benefits of diversification.

Active v passive – a popular discussion topic. Michael Lang discusses the features and benefits of both options.

Some claims of "social responsibility" may need a bit of further investigation. Michael Lang elaborates.

Some KiwiSaver providers are taking longer than they ought to carry out a requested transfer to another scheme.

A recent NZ Funds-commissioned survey by MyFiduciary gives interesting insights into the KiwiSaver life-stages options available.

Some KiwiSaver funds could be less liquid than they claim.

It’s important to understand how different KiwiSaver Schemes manage foreign currency within their international share exposure. Michael Lang explains.

One of the things that has made KiwiSaver successful is that it is refreshingly free from the hooks and barbs of hidden charges that have traditionally bedeviled the investment industry. Or so one would hope. Unfortunately, old practices die hard.

Over the lifecycle of a KiwiSaver investment switches will be required at key investor milestones but these can be clunky. Michael Lang talks about the alternatives

The risk with risk indicators

Is regulated financial advice of value?

Why Asset Allocation and Advice beat everything else?

As the end of the decade draws closer, independent advisers face a dual threat: further regulation and lower returns.

The recent announcement that the NZ Super Fund was considering investing in the Government’s proposed Auckland light rail networks has re-ignited calls for KiwiSaver to be used to fund local infrastructure investments.

Why have so few employers chosen a preferred provider scheme?