ING Life (NZ) Limited has recently announced a new commission option for yearly renewable term (YRT) products.

Once upon a time… There was a client who claimed under their trauma contract for one of the accidental conditions just two years after taking out the policy

In the spirit of keeping advisers informed and aware of the issues facing their industry, Club Life will publish a series of articles highlighting industry issues and their likely affect on advisers and their clients. The issues raised are those that Club Life executives and managers have collectively experienced throughout their extensive time in the New Zealand Industry and are real issues facing many of today’s companies. With the knowledge and experience contained within the team and with no legacy issues, Club Life is well positioned to manage the majority of these industry issues.

Welcome to the first of our articles.

Don't get fooled by all the bells and whistles life insurance companies put on trauma policies, Naomi Ballantyne says.

Research done by Club Life highlights issues that exist in the lucrative business insurance market.

Club Life chief executive Naomi Ballantyne addresses issues people need to consider when looking at health insurance policies.

Club Life ceo Naomi Ballantyne says a good underwriters rely on their judgement, rather than a book of instructions.

Advisers need to be better rewarded for the job that they do, Club Life chief executive Naomi Ballantyne says.