Log In
Subscribe for $0.99/week
Meet our new columnist: Kat Church
All News
Insurance
Jon Paul Hale
Claims Stories
Russell Hutchinson
Steve Wright
Insurance Briefs
Interviews
Investments
KiwiSaver
The Markets
Mint Asset Management
Insync Fund Managers
Harbour Asset Management
Devon Funds
Mortgages
Mortgage Rates
Compare Rates
TMMOnline
News
GoodReturns TV
Archive
News Bites
Full Interviews
KiwiSaver
Responsible Investing
People
Diary
Post a Job
Available Jobs
Latest People News
Research
Special Reports
Archive
Year:
2026
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
Filter:
All Categories
News
Old Mortgage News
Investments
People
All Authors
Philip Macalister
Paul McBeth
Pattrick Smellie
Donal Curtin
Murray Weatherston
Brian Klee
Louis Boulanger
Geoff Nairn
Rob Hosking
Pip Kay
Cameron Watson
Ian Waddell
John Brown
Rodney Hide
David Whyte
Ian Arkle
Michael Daly
Vance Arkinstall
Paul Mersi
Bill English
Mark Weaver
Naomi Ballantyne
Jenny Ruth
Michael Littlewood
Sonia Speedy
P Richard Flinn
Stephen Martin
Ralph Stewart
Kieran Trass
Ray Kloss
Geoff Mason
Louie Dimovski
Anthony Quirk
Rodney Harris
Grant Hill
Paul Dyer
Tim Anderson
Sue Allen
Richard Baker
Richard Newell
Vicky Powell
Charles Drace
Janine Starks
Scott Cooley
Michael Coote
Jeff Matthews
Russell Hutchinson
Simon Hassan
Janine Ogier
Diana Clement
David Chaplin
Claire Matthews
Lyn McMorran
Maria Scott
Andrew Hunt
Maddy Milicich
Neill Briss
Graeme Lindsay
Jonathan Underhill
Mark Ennis
Bevan Graham
Jenha White
BusinessDesk
Paul McBeth and Jenha White
Sophia Rodrigues
Craig Langstone
Benn Bathgate
Chapman Tripp
Ruth Le Pla
Harbour Asset Management
ISO
Goldie
Niko Kloeten
Darrin Franks
FMA
Wayne Besant
Nadine Tereora
Peter Johnston
TNP
Susan Edmunds
Katrina Kruger
Brook Asset Management
Henderson Global Investors
Frances Sweetman
Pathfinder Asset Management
Sean Hughes
Oliver Hartwich
Craig Ebert
Miriam Bell
John Berry
David Pine
Sponsored Content
Ed Eadie
Andrew Gunn
Owen Poland
Meredith Cornelius
Castle Point Funds Management
Richard Stubbs
Jamie Young
Grant Kemble
Gordon Sims
Andrew Bascand
Scott Berg
Paul Brownsey
Susanna Lee
AMP Capital
Stephen Toplis
Scott Alman
Dan Dunkley
Jon-Paul Hale
SiFA
Richard Klipin
Michael Lang
David Scobie
David van Schaardenburg
Karl Geal-Otter
Grant Donoghue
John Vail
Paul van Wetering
The Landlord
Jo Ferris
Vicki Holder
Businesswire.co.nz
Carolyn Brooke
Amy Hamilton-Chadwick
Carolyn Cossey
Dana Kinita
James Kellow
Jamie Farmer
Mark Brooks
Simon Pannett
John Botica
Hamesh Sharma
Ellie Jarvis
Quentin Fitzsimmons
Adrienne Begbie
Legg Mason Asset Management
Mint Asset Management
Capital Group
Ben Brinkerhoff
Clayton Coplestone
Melanie Purdey
Ryan Edwards
Daniel Smith
Rachel Strevens
Stephen Bennie
David Boyle
Jude Pereira
Amanda Smith
Simon O’Connor
Gail Costa
Insync
Grant Pearson
Jonathan Taylor
Matthew Martin
David Fyfe
William Curtayne
Staff reporters
Daniel Dunkley
Eric Frykberg
Sally Lindsay
Barry Coates
Simone Robbers
Jenni McManus
Dale Owens
Greg Smith
Devon Funds
David Pearse
Kerry Meadows-Bonner
Andrea Malcolm
Prospa
Fred Ohlsson
Clive Fernandes
Steve Wright
Octagon Asset Management
Simon Papa
Albert Ironstein
Kim Savage
Kelvin Davidson
Jodi Walters
PMG Funds
Nikko AM
Rupert Gough
Rupert Carlyon
Ksenia Stepanova
Paul Barnes
Michael McCarthy
Nicki Kane
Generate KiwiSaver
Andy Mahony
Lesley Springall
Gonzalo Hernandez
Fidelity Life
Apply
Clear Filter
August 2007
29 Aug 2007
BNZ mortgage market share slips
29 Aug 2007
Adviserlink - Advice Process I: The sales approach
28 Aug 2007
Liontamer WATER Roadshow
28 Aug 2007
Breakfast with the Economists
27 Aug 2007
Yellow Pages offer halved
27 Aug 2007
Banks push up call rates
27 Aug 2007
Lenders pitch for borrowers' business
27 Aug 2007
Online auctions hit home loan market
27 Aug 2007
Adviserlink - Personal Risk Management
27 Aug 2007
OUR VISION YOUR DREAM – The Pacific at Mount Maunganui
27 Aug 2007
News Round Up
24 Aug 2007
Supporting advisers
24 Aug 2007
Strategic books $30 mill profit
24 Aug 2007
Liontamer WATER Roadshow
24 Aug 2007
Govt to tidy up finance company scene
23 Aug 2007
ABN AMRO Craigs launches new superannuation initiative
23 Aug 2007
Liontamer WATER Roadshow
23 Aug 2007
Understanding Ratings
23 Aug 2007
Personalised KiwiSaver accounts added
23 Aug 2007
Conflicting rate messages
23 Aug 2007
HFANZ announces new president & executive director
22 Aug 2007
Five point plan for investing in finance companies
22 Aug 2007
Liontamer WATER Roadshow
22 Aug 2007
Yellow Pages bonds at 11%
22 Aug 2007
End to long standing planner partnership
22 Aug 2007
PIEs a tasty treat for investors
21 Aug 2007
Adviserlink – Kiwisaver Superannuation Programme
21 Aug 2007
Nathans receivership confirmed
21 Aug 2007
Property market swings in buyers’ favour
21 Aug 2007
Liontamer WATER Roadshow
21 Aug 2007
Insurance commission disclosure must go, industry tells Dalziel
20 Aug 2007
Similiarities between Nathans and Bridgecorp
20 Aug 2007
Nathans Finance falls over
20 Aug 2007
Adviserlink – NZ Financial Services Industry Essentials
20 Aug 2007
Nathans Finance falls over
20 Aug 2007
Adviserlink – NZ Financial Services Industry Essentials
20 Aug 2007
Asset Allocation Summit NZ 2007
20 Aug 2007
PFS abandons bid for CBS
20 Aug 2007
Researcher strikes back
20 Aug 2007
News Round Up
20 Aug 2007
Well-known manager joins MFS
20 Aug 2007
Westpac increases rates
18 Aug 2007
Foreign investment on the rise
17 Aug 2007
Weekly Wrap: Commissions back on agenda
17 Aug 2007
Commission disclosure back on the agenda
17 Aug 2007
Nothing likely for Bridgecorp noteholders
17 Aug 2007
Credit crisis presents opportunities
17 Aug 2007
Office tenants embrace green initiatives
16 Aug 2007
Fidelity shares higher but hard to find
16 Aug 2007
ASSET - Beyond Bridgecorp
16 Aug 2007
Better saved than sorry: Treasury
16 Aug 2007
Hopcroft made associate
16 Aug 2007
Lack of business zoned land in the Auckland region
15 Aug 2007
Census 2006 confirms declining home ownership
15 Aug 2007
Capital Guaranteed Investments Seminar
15 Aug 2007
Loan Market looks to life for growth
15 Aug 2007
Changes to super fund rules announced
15 Aug 2007
Loan Market looks to life for growth
15 Aug 2007
Planner takes on Life Settlements Fund role
14 Aug 2007
Adviserlink – Financial Plan Construction and Review
14 Aug 2007
ASFONZ Forum 2007
14 Aug 2007
Capital Guaranteed Investments Seminar
14 Aug 2007
Australian hedge fund operator opens NZ shop
14 Aug 2007
Landlords need to properly lodge bonds
13 Aug 2007
Deposit rate news briefs
13 Aug 2007
News Round Up
13 Aug 2007
Adviserlink – Business Financial Solutions
13 Aug 2007
Property market continues to slow: QV
13 Aug 2007
Website: SuburbWatch adds new features
12 Aug 2007
Calls to blacklist “tenants from hell”
10 Aug 2007
Major medical cover proving popular
10 Aug 2007
Weekly Wrap: Credit crunch continues
10 Aug 2007
National campaigning on housing supply
10 Aug 2007
Lending gets harder for fin coys
10 Aug 2007
AIA appoints group business manager
09 Aug 2007
Sales volumes plummet to 2001 level – REINZ
09 Aug 2007
BT NZ likely to join new listing
09 Aug 2007
Adviserlink – Investment Planning
09 Aug 2007
Yellow Pages considers $300 mill bond offer
09 Aug 2007
Asteron National Roadshow
09 Aug 2007
Asteron National Roadshow
09 Aug 2007
Calls to speed up regulation
09 Aug 2007
“Tenants from hell” take advantage of Tribunal delays
09 Aug 2007
Toolbox: Realestate.co.nz
08 Aug 2007
Capital Guaranteed Investments Seminar
08 Aug 2007
Asteron National Roadshow
08 Aug 2007
Interest in Provincial assets, but not for investors
08 Aug 2007
New chief investment officer for Arcus
08 Aug 2007
CDO crisis spooks ING funds but no panic
07 Aug 2007
More housing doom and gloom from BNZ survey
07 Aug 2007
Capital Guaranteed Investments Seminar
07 Aug 2007
Asteron National Roadshow
07 Aug 2007
Asteron National Roadshow
07 Aug 2007
BNZ denies it's re-entering broker market
07 Aug 2007
Fortress sells assets to reduce debt
07 Aug 2007
Strategic calls for industry tidy up
06 Aug 2007
Auckland property prices steady in July
06 Aug 2007
Spicers appoints new ceo
06 Aug 2007
Banks battle over one-year rates
06 Aug 2007
Adviserlink – Kiwisaver Superannuation Programme
« Previous
Next »
Showing
27401
to
27500
of
38703
results
‹
1
2
...
272
273
274
275
276
277
278
...
387
388
›
Latest News
Pie Funds enters adviser channel
3 min read
KiwiSaver members need more advice at retirement, panellists say
3 min read
Simon Papa: Access to advice - Is adviser conservatism the issue?
9 min read
Second funds management firm sold today
3 min read
Latest Comments
Give Total Rem the flick if KiwiSaver compulsory
Thank you Backstage. Look beyond just the structure/s. Currently, both employee and employer's contribution are taxed. So, even if I add a 3rd option - $100k salary of which $12k deducted for KS and no employer contribution. It made no difference financially whether it is option a, b or c, assuming law says $12k of the $100k pay package must go to KS. It will make a difference if a new tax law says, employer's contribution is tax free, then option "a" is a no brainer.
1 week ago W K
Simon Papa: Access to advice - Is adviser conservatism the issue?
Thank you Simon for such a substantial and thought-provoking piece. You write that “the CoFI law creates the potential for the FMA to influence the supply of financial products and services, not just conduct in relation to such supply”, to which I would offer two replies: Yes; and About Time. Your piece (and also your submission on the draft Fair Outcomes Guide) do suggest a preference for Rational Choice Theory and the Efficient Market Hypothesis. The problems with this being: Humans are not ideally-rational agents, and even if they were, the market is problematically inefficient. The latter is by design, by and for the benefit of the financial institutions. Informational asymmetries mean that consumers often don’t/can’t obtain the information they need to make an informed choice about whether to acquire, retain, or dispose of a financial advice product. (Good luck finding out the actual/modelled loss ratio on optional benefit x on product y.) Extending conduct requirements/expectations beyond supply, into areas such as design and pricing over the full life cycle of products and service offered, should help rebalance the scales. I agree with you when you write: “What is “fair” is inherently vague and contestable.” It doesn’t follow that it is unsuitable. Financial services law is full of such terms: “reasonable,” “care,” “diligence,” and “skill” immediately spring to mind. “Unusually large transaction” and “unusual pattern of transactions” from 22(1)(c) of the AML/CFT Act are vague, and currently subject to contest in FMA v InvestNow. Finally, I agree that more FADC cases would be helpful. Also helpful would be more details from enforcement cases the FMA has taken over the years. For example: Where a FAP was found to have breached the Record Keeping standard condition, provide a couple of (suitably redacted) examples of deficient files, along with explanatory commentary. If your files look like that, then do better.
1 week ago Paul Flood
Give Total Rem the flick if KiwiSaver compulsory
@WK agree with your summary and Murray, "exactly". Im a little confused about the statement, total rem has got to go? Even more confused by am mentat... blatant wage theft? Confused about young people not thinking about retirement or insurance? I have had the unfortunate experience at times working for multi national insurance companies and I do not recall them trying to get their mits on my wages, when did this happen? For centuries young people have not been able to picture themselves retired or believe that they will be multi-millionaires by this time. By the way, i bet they have a bank account. Hopefully am mentat works it out or, if he is a prosperous employer just continues to give give give to his employees with wild abandon and continues to cheer on any political parties that place more financial burdens on small business where generally the owner has risked all to try and get ahead. Employing people and helping in this way to provide for there families also.
2 weeks ago Darryl Scott
Give Total Rem the flick if KiwiSaver compulsory
As an investor, it is completely unacceptable to me that Total Remuneration continues if compulsion is brought in. It is simply wrong to continue putting downward pressure on salary and wages, particularly for people on minimum wage in a country that aspires to lift wages over time and raise the standard of living for NZers. National will lose my vote as a serious investor if they continue down the Total Remuneration path. No question...
2 weeks ago David Lawton
Give Total Rem the flick if KiwiSaver compulsory
This is just about the only online space outside of Newstalk ZB facebook comments where speaking out against blatant wage theft by multinationals is considered 'PC'. And yet still we wonder why those pesky younger generations of potential customers wholesale refuse to engage with traditional financial services. Couldn't be because our mindsets are stuck in the 1950s - no, it must be the kids who are wrong.
2 weeks ago Ross Alexander