nib offers free mental health cover

Rob Henin.

The new mental health cover is available to members covered under a new nib Ultimate Health or Ultimate Health Max policy purchased from  October 1, 2021, and provides up to $2,500 of consultations annually with a registered psychologist or psychiatrist on referral from a GP.

The complementary cover will initially be available to members for one year and replaces nib's previous complementary Ultimate Health and Ultimate Health Max travel insurance cover.

nib travel insurance sales have stopped while nib pursues new underwriting arrangements for its travel insurance business across Australia and New Zealand.

What's included:
- Up to $2,500 cover for every eligible member to use in their policy year towards New Zealand registered psychologist and/or psychiatrist consultations, with an approved GP referral.
- 100% reimbursement for eligible claims (up to cover limit). Does not need to be linked to a current or prior hospital-related claim.
- Additional to the cardiac and cancer counselling support benefits under their Ultimate Health or Ultimate Health Max policy.
- No excess or stand-down period.
- No exclusions for any pre-existing conditions.
- No minimum age.