Russell Hutchinson Opinion

The need for medical insurance

Monday 11th of July 2011

A couple of years back I met a woman who had been offered cover with a loading - not astronomical - but like many clients a "100% loading" sounds awfully high.

She was worried - "does that mean I am twice as likely to die?" I said it means the insurance company wants double the premium, which isn't quite the same thing. Trying to be reassuring I looked at the numbers "Besides. Fewer than...

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