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First graduates from Fidelity's new adviser programme
Insurance

First graduates from Fidelity's new adviser programme

Fidelity Life’s first Career connect graduates step straight into jobs with advice businesses.

Wed, Aug 9th 2023 08:26AM
Life insurers well placed if shocks hit their industry and economy

Life insurers well placed if shocks hit their industry and economy

3 min read
First RBNZ life insurance stress test shows industry well placed to withstand severe shocks

First RBNZ life insurance stress test shows industry well placed to withstand severe shocks

3 min read
Bigger claims can be considered by IFSO scheme

Bigger claims can be considered by IFSO scheme

2 min read
Fidelity appoints new chief executive

Fidelity appoints new chief executive

2 min read
Why we need more female advisers

Why we need more female advisers

5 min read
AIA NZ delivers on promised support to advisers

AIA NZ delivers on promised support to advisers

2 min read
Insurance advisers' pet hates could be their greatest advantage

Insurance advisers' pet hates could be their greatest advantage

2 min read
LifeDirect and BizCover join forces to expand business

LifeDirect and BizCover join forces to expand business

1 min read
Chubb launches new SME insurance product

Chubb launches new SME insurance product

2 min read
How's everyone doing?

How's everyone doing?

3 min read
Partners Life cuts some policy pricing, promises more

Partners Life cuts some policy pricing, promises more

2 min read
New PI insurer bundles in retroactive cover

New PI insurer bundles in retroactive cover

4 min read
IFSO breaks enquiry record for three months in a row

IFSO breaks enquiry record for three months in a row

3 min read
[GRTV] Ballantyne on lows, highs and switching exits

[GRTV] Ballantyne on lows, highs and switching exits

3 min read
FMA pings another insurer for overcharging

FMA pings another insurer for overcharging

2 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
3 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
4 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
5 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas