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Advisers slam Southern Cross commission change
Insurance

Advisers slam Southern Cross commission change

Advisers are unimpressed by Southern Cross’s move to limit trail commission.

Wed, Jul 24th 2019 06:00AM
Southern Cross limits trail commission

Southern Cross limits trail commission

2 min read
Wellness for all

Wellness for all

2 min read
Proposals would disrupt business models: Faafoi

Proposals would disrupt business models: Faafoi

2 min read
AMP: Resolution Life deal won't go ahead as is

AMP: Resolution Life deal won't go ahead as is

2 min read
Insurers put spotlight on conduct processes

Insurers put spotlight on conduct processes

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Insurers rethink agreements

Insurers rethink agreements

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Client suffered heart attack before signing insurance contract

Client suffered heart attack before signing insurance contract

2 min read
Expect more intrusive Reserve Bank: Bascand

Expect more intrusive Reserve Bank: Bascand

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Insurers want public education

Insurers want public education

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Cigna reveals OnePath changes

Cigna reveals OnePath changes

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Financial Advice NZ disappointed by report

Financial Advice NZ disappointed by report

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Fidelity support for nib products continues

Fidelity support for nib products continues

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nib goes it alone with advisers

nib goes it alone with advisers

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AIA offers Vitality to advisers

AIA offers Vitality to advisers

2 min read
Campaign focuses on emotional connection to promote insurance

Campaign focuses on emotional connection to promote insurance

2 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
4 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
5 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
6 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas