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New Zealanders not protecting themselves
Insurance

New Zealanders not protecting themselves

New research commissioned by the Financial Services Council (FSC) has revealed many New Zealanders are leaving themselves vulnerable.

Tue, Jun 11th 2019 07:30AM
Everett tells insurance companies time's up and regulatory change is coming

Everett tells insurance companies time's up and regulatory change is coming

3 min read
Insurers welcome mental health boost

Insurers welcome mental health boost

3 min read
Authority backs Partners Life over ads

Authority backs Partners Life over ads

2 min read
Broker loses court battle over disability policy

Broker loses court battle over disability policy

3 min read
Reserve Bank: Insurers' solvency standards under scrutiny

Reserve Bank: Insurers' solvency standards under scrutiny

3 min read
Givealittle no competition for insurance

Givealittle no competition for insurance

2 min read
AIA appoints ambassadors for its new product

AIA appoints ambassadors for its new product

4 min read
Leave good client outcomes to advisers: Whyte

Leave good client outcomes to advisers: Whyte

2 min read
Insurer, client disagree over what makes an 'earner'

Insurer, client disagree over what makes an 'earner'

2 min read
Dunedin insurance broker ordered to pay Asteron $371K

Dunedin insurance broker ordered to pay Asteron $371K

3 min read
Partners Life: This is what good advisers do

Partners Life: This is what good advisers do

11 min read
Insurers can't ignore Royal Commission: Mason

Insurers can't ignore Royal Commission: Mason

5 min read
Insurers tackle genetic testing

Insurers tackle genetic testing

2 min read
Incentive reform: Opportunities missed

Incentive reform: Opportunities missed

4 min read
Fidelity Life extends campaign

Fidelity Life extends campaign

1 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
5 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
6 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
1 week ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas