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OnePath rating cut
Insurance

OnePath rating cut

OnePath has had its financial strength and issuer credit rating downgraded by S&P.

Fri, Dec 21st 2018 03:05PM
It's time to celebrate insurance and Christmas

It's time to celebrate insurance and Christmas

3 min read
Clients complain: Adviser should have told us to obtain notes

Clients complain: Adviser should have told us to obtain notes

2 min read
Not acceptable that ACC doesn't cover illness: OECD

Not acceptable that ACC doesn't cover illness: OECD

2 min read
Partners Life beats its own targets

Partners Life beats its own targets

2 min read
Old approach won't always stack up

Old approach won't always stack up

3 min read
CLU back on agenda for Massey

CLU back on agenda for Massey

2 min read
Fidelity Life waives policy fees

Fidelity Life waives policy fees

2 min read
OnePath put on negative credit watch following sale

OnePath put on negative credit watch following sale

2 min read
Fidelity Life cuts trips for advisers

Fidelity Life cuts trips for advisers

1 min read
Partners Life offers advisers support

Partners Life offers advisers support

2 min read
Women need to connect with advice: Asteron

Women need to connect with advice: Asteron

3 min read
FSC: Industry has heard commission concern

FSC: Industry has heard commission concern

3 min read
Partners rings changes

Partners rings changes

2 min read
Adviser fights insurance company for commissions after sex claims

Adviser fights insurance company for commissions after sex claims

2 min read
RBNZ clearly has life insurance commission in its sights

RBNZ clearly has life insurance commission in its sights

2 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
4 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
4 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
5 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas