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Regulators 'may misunderstand' legacy products
Insurance

Regulators 'may misunderstand' legacy products

Regulatory scrutiny of legacy insurance products may highlight a lack of understanding about how the industry works, one insurer says.

Thu, Feb 14th 2019 04:00PM
Asteron: Working closely with regulators

Asteron: Working closely with regulators

1 min read
Sum-insured remuneration model progressed

Sum-insured remuneration model progressed

4 min read
Advisers taking lead on complaints processes

Advisers taking lead on complaints processes

3 min read
Level premiums for life among Asteron changes

Level premiums for life among Asteron changes

2 min read
Pipeline of new advisers could be stopped

Pipeline of new advisers could be stopped

3 min read
Govt confirms: Commission in the gun

Govt confirms: Commission in the gun

3 min read
Advisers told: Get ready for major change

Advisers told: Get ready for major change

5 min read
CONSUMER REACTION: We told you so

CONSUMER REACTION: We told you so

2 min read
FSC REACTION: We welcome the report

FSC REACTION: We welcome the report

2 min read
CFCC REACTION: Consumers at mercy of advisers

CFCC REACTION: Consumers at mercy of advisers

2 min read
FINANCIAL ADVICE NZ REACTION: Consumer focus welcome

FINANCIAL ADVICE NZ REACTION: Consumer focus welcome

2 min read
Regulators: Life insurance needs to change

Regulators: Life insurance needs to change

4 min read
Asteron makes tweaks to help customers

Asteron makes tweaks to help customers

2 min read
Industry ready for regulators' insurance report

Industry ready for regulators' insurance report

3 min read
Premium increases: An adviser would have helped

Premium increases: An adviser would have helped

3 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
4 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
5 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
6 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas