Mortgage advisers have raised concerns about the implementation of debt-to-income limits after the Reserve Bank paved the way for their future use.

The Reserve Bank has added debt-to-income limits to its regulatory toolkit, and a recent memo from the central bank reveals the potential settings for the new rules if they come into effect.

The Reserve Bank is adding debt to income (DTI) lending restrictions to its toolkit to further dampen investors buying existing houses.

Debt-to-income limits on lending have moved a step closer to reality after the Reserve Bank added debt serviceability restrictions to its policy toolkit.

While the Reserve Bank has taken its first steps towards implementing debt-to-income limits, it has played down the chances of introducing interest-only lending limits.

Mortgage adviser group Prosper has formed an alliance with mySolutions as the two businesses look to share compliance and regulation resources.

The mass adoption of remote working across the globe has led to vociferous debate on the future role of commercial office space within cities, with the spotlight on CBDs.

Mixed signals are apparent in the latest data on the strength of the housing market.

With high inflation just around the corner, ANZ Bank, the country’s biggest mortgage lender, says mortgaged property investors would be wise to fix at least some of their borrowings at longer-term rates.

A landlord who “crossed the line” has been ordered to pay $3,296 in compensation and exemplary damages to her tenant.

Vero insurance has urged its rural customers affected by flooding in the Canterbury region to make use of the mental health benefit available on their rural insurance policies.

The slight fall in mortgage lending activity in recent months has not yet translated to a meaningful improvement in turnaround times, according to advisers.