Actuary firm provides interesting data around the death rates, but this doesn’t seem to be affecting claims . . . yet

Loan to value ratio restrictions are poised to return in March, but advisers are divided on whether it is a positive or negative move by the Reserve Bank.

RBNZ governor Adrian Orr said the central bank has "no regrets" on scrapping loan to value ratio restrictions, despite a U-turn to reimpose the limits.

Economists are divided on whether the Reserve Bank will need to cut the official cash rate further after it launched a new funding programme to push down interest rates. 

The Reserve Bank has made its latest official cash rate decision. Here's what the central bank said:

The Reserve Bank plans to reintroduce loan to value ratio restrictions on mortgage borrowers from March next year following a surge in the housing market.

The Reserve Bank plans to reintroduce loan to value ratio restrictions on mortgage borrowers from March next year following a surge in the housing market.

The Reserve Bank is expected to outline plans for its Funding for Lending Programme today, the latest tool to help push down borrowing costs. How will it work? 

New rules to force banks to hold extra capital will be delayed until 2022, the Reserve Bank of New Zealand has announced.

CareHQ is intended to make primary healthcare more accessible for New Zealanders.

ASB Bank has introduced debt to income ratios as a secondary test of borrowers' income, as lenders change their processes after Covid-19.

Pepper Money will keep paying trail to advisers with Covid-19 affected clients until the end of next year.

Heartland has slashed its online floating rate to 2.5% – the lowest variable rate on offer in New Zealand.