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NOtes
Insurance

NOtes

Tue, May 8th 2018 04:59PM
Mu: Exciting future for advisers

Mu: Exciting future for advisers

2 min read
Advisers: Extra benefits for clients welcome

Advisers: Extra benefits for clients welcome

2 min read
nib is announcing a world of new benefits for your customers

nib is announcing a world of new benefits for your customers

2 min read
AIA first insurer to offer Airpoints

AIA first insurer to offer Airpoints

2 min read
Asteron Life launches flexible mortgage insurance

Asteron Life launches flexible mortgage insurance

2 min read
Time for change is now

Time for change is now

6 min read
nib adds free travel insurance

nib adds free travel insurance

2 min read
Sovereign makes product changes

Sovereign makes product changes

2 min read
Quotemonster branches into advice

Quotemonster branches into advice

2 min read
[GRTV] The future of insurance commissions

[GRTV] The future of insurance commissions

0 min read
Kepa takes stake in member business

Kepa takes stake in member business

2 min read
[Opinion] RFAs missing in action

[Opinion] RFAs missing in action

2 min read
Fidelity: Incentives regime changing

Fidelity: Incentives regime changing

3 min read
SME owners lack income protection

SME owners lack income protection

2 min read
Overrides' future hazy

Overrides' future hazy

3 min read
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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
4 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
4 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
5 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas