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Employment growth gets credit for insurance increase
Insurance

Employment growth gets credit for insurance increase

The number of New Zealanders with health insurance rose 25,900 to 1.38 million last year.

Thu, Feb 22nd 2018 06:00AM
Lack of prospectus costs adviser insurance claim

Lack of prospectus costs adviser insurance claim

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Advisers get automation boost

Advisers get automation boost

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Insurance bosses poorly prepared for change: Naylor

Insurance bosses poorly prepared for change: Naylor

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Insurers: Robo won't replace advisers

Insurers: Robo won't replace advisers

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Southern Cross launches gender-inclusive application

Southern Cross launches gender-inclusive application

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Insurers collaborate on fintech

Insurers collaborate on fintech

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Partners makes high-profile board appointment

Partners makes high-profile board appointment

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Fisher and Barratt offer advisers The Answers

Fisher and Barratt offer advisers The Answers

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Gannon steps down from Newpark

Gannon steps down from Newpark

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Innovation 'not just digital'

Innovation 'not just digital'

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Adviser explores what it will take to engage consumers

Adviser explores what it will take to engage consumers

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New people at the People Group

New people at the People Group

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Stop filling out forms for clients: IFSO

Stop filling out forms for clients: IFSO

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Moving with the times

Moving with the times

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ANZ keeping OnePath

ANZ keeping OnePath

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Latest Comments
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
On a slightly different matter. A friend of mine owned a business and made enough to afford to purchase a property (office cum warehouse) for his business. I asked why don't he buy instead of rent? He said his accountant told him to rent, don't buy, to reduce his tax. He heeded his accountant's advice. 30 years later, he retired, his cash savings was nowhere near the value of the property he didn't buy. Had he purchased the property, at least he has two options - rent out the property for his retirement income or sell it and realise the capital gain (no tax) which far exceeds the tax savings during his business trading years. Penny wise pound foolish, eh?
3 days ago W K
[OPINION] Tax Efficiency vs. Real Returns: Are you being penny wise and pound foolish?
Great article and points made, Andy. I had to explain recently and demonstrate these very points to a very senior professional trustee. I was instructed by the trustee to "make the portfolio tax efficient." I guess, from a CA point of view, that made sense to her. As luck would have it, the newly appointed CA completing the accounts didn't quite see it that way and agreed with my advice and your article.
4 days ago John Milner
Lessons for life insurers from 1918
Remember that New Zealand did not have bodies overwhelming morgues in the midst of the pandemic so we didn't see a spike in deaths - unlike a lot of other countries. Hence no panic to get cover.
5 days ago Mark Stone
Competing with fintechs the way to go
If an adviser has their own FAP license, why would they risk having their client’s data (basically their whole business) held in an aggregator owned CRM?
1 week ago Valkyrie Vulcan
Should KiwiSaver hardship applications be centralised?
It should be that onerous. It's a retirement scheme. not a fix the car scheme not a bail out your bad choices scheme the temptation for it to become so grows as balances grow. And KiwiSaver reules must resist it. Every year there will be a new record for withdrawals, because there will be more in it to take, and more people looking to use it. That's not a failure, that means it works.
1 week ago Regan Thomas