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Cover Notes
Insurance

Cover Notes

Cover Notes provides you with an update on stories of interest to risk advisers. In this issue Brian Klee of Special Risks provides more information on the Revised Insurance Guidelines from the Human Rights Commission and what it means to advisers.
Fri, Feb 22nd 2008 02:12PM
Who do risk advisers work for?

Who do risk advisers work for?

2 min read
Pinnacle Life boosts 'instant' life cover

Pinnacle Life boosts 'instant' life cover

1 min read
Ombudsman introduces conciliation

Ombudsman introduces conciliation

1 min read
All insurers to come under new regulation rules

All insurers to come under new regulation rules

2 min read
HRC review highlights more issues

HRC review highlights more issues

1 min read
Govt proposes fairer tax rules

Govt proposes fairer tax rules

3 min read
Investment slump eats into Fidelity profits

Investment slump eats into Fidelity profits

3 min read
AIG boss outlines plans for NZ business

AIG boss outlines plans for NZ business

2 min read
Premiums up 6.2%

Premiums up 6.2%

2 min read
Official ponder tax treatment of HER and annuities

Official ponder tax treatment of HER and annuities

2 min read
Health cover up

Health cover up

3 min read
Nats nix tax incentives for health insurance

Nats nix tax incentives for health insurance

2 min read
Sovereign looks to kick-start self-employed cover

Sovereign looks to kick-start self-employed cover

2 min read
Tower Health does away with level ratings

Tower Health does away with level ratings

2 min read
Demand for health insurance continues: Southern Cross

Demand for health insurance continues: Southern Cross

2 min read
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Latest Comments
Surge in complaints against advisers
Susan Taylor is not THE financial ombudsman. We have an appointed Banking Ombudsman who is Nicola Sladden but there is no financial ombudsman per se. Susan Taylor is the CEO of Financial Services Complaints Limited (FSCL) a dispute resolution scheme which after a protracted court battle has now been allowed to use the term ombudsman in its name. FSCL’s website is now stating that they are “a financial ombudsman service” Susan Taylor in addition to being their CEO is also calling herself Financial Ombudsman. Just felt it was important to highlight the above when this article is all about people making instant judgements about others.
1 month ago Simon Rule
Business funding landscape change
As reported yesterday Kiwibank is owed just over $1.8 million now after the collapse of the Solar Group, while the Inland Revenue is owed around $933,675. The people in charge at Kiwibank think they don't need to run it like a real bank because of its taxpayer backing. Their attitude has always been they can just go back to the Government (taxpayer) for more money if needed. A lot of their lending decisions are based around this.
1 month ago Simon Rule
Trust Management starts push into financial advice market
Exciting to see Trust Investments stepping into the financial adviser space with such clarity of purpose and vision. After years of delivering thoughtful, values-driven outcomes for institutional and for-purpose clients, their expansion brings a welcome addition to adviser portfolios - with their Global Bond Fund providing a relevant alternative to some of the traditional approaches.
1 month ago Clayton Coplestone
Salt's Long Short Funds delivers the manager a big payday
I mean seriously, it's not really a benchmark that is a true test of skill is it?. It's set at such a level that a passive exposure would pay performance fees. From Salts own fact sheet, since inception the benchmark has returned 7.45% and also from Salts own fact sheet a passive NZX/ASX exposure return of 8.66% per annum. Congrats, you've underperformed your own passive comparison by 1.2% per annum before fees! It gets real spicy if you take a passive, hedged exposure to SPX. Now your benchmark is underperforming a passive exposure by 7% per annum. Don't really see the point of the the fund, not even volatility reduction as it looks like the fund participated fully in the drawdown during Trump 1 and COVID.
1 month ago Barry Peters
Big, fat beautiful fees
FYI - It is NOT the bank's data. If I as a banking customer agree that the fintech may have access the banks can't stop or charge for that data. If they do I can charge the bank for using my data. What ius good one way should be good the other as well.
1 month ago Martin Frauenstein