The industry has been watching the ups and downs of the Financial Service Providers Register (FSPR) like a hawk, and it seems we are finding the data somewhat less helpful than we anticipated.

We've all seen the renewals for various PI schemes starting to be published and it would be fair to say people are experiencing a bit of shock.

Yes, it is somewhat of a minefield and the further down the rabbit hole you go the less sense it makes.

Education is one area we need to spend more time on than we have previously budgeted and considered, although we all knew it was coming.

I think there's an awful lot of "we do it this way because we have always done it this way" going on in the life insurance industry right now.

I was challenged the other day when I was told, "you have to stop thinking about financial planning as being something unrelated to life insurance advice".

How's that strange new world looking, different or much the same?

Welcome to the New World, the most significant piece of financial legislation enacted in New Zealand, and it's an amendment Act.

Jon-Paul Hale reckons the way advisers "service" clients under the obligations of the new financial advice regime is going to be challenging.

Jon-Paul Hale's recent column on Southern Cross Cancer Cover Plus got the company, well, cross. Here's the latest.

Jon-Paul Hale questions whether an adviser, under the new regime, will still be responsible for the advice given after selling a book of clients to another adviser/FAP.

Insurance adviser Jon-Paul Hale says advisers are getting hung up on level five qualifications, when the real issues they should be focusing on are much bigger.

Jon-Paul Hale with his critique of the Partners Life commentary and what to watch when considering replacement business.

Jon-Paul Hale on licensing, commission structure changes and the benefits of dealer groups. 

The future is bright for those focused on the right outcomes for clients says Jon-Paul Hale.