GoodReturns | NZ’s financial adviser news-item centre

Jon-Paul Hale

Where in the Code is this?

I've had a client with a hard time with an accident injury, and they have little in the way of support.

Thu, May 4th 2023 12:00PM

Things advisers should be doing at claim time

3 min read

When really does a life insurance policy start?

5 min read

Specificity and Policy Wordings

5 min read

What’s the choice?

Given that life advisers are now required to play both sides of the client relationship, which side prevails?

5 min read

How are you treating your 18-21-year-olds?

This may come across as a little esoteric and doing obscene things to spiders, but stick with me.

5 min read

How are you treating your 18-21-year-olds?

Putting a locum into your firm may be harder than you think

Under new licensing rules financial advisers are required to have a locum plan, but Jon-Paul Hale argues putting one in place for single adviser businesses is nearly impossible.

5 min read

Putting a locum into your firm may be harder than you think

Privacy is the issue no one is talking about

I'll get this out upfront; this is an issue that's not an issue until it is an issue, which will be the current view of many.

5 min read

Privacy is the issue no one is talking about

Vocational retraining - the improvements

I talked about the situation of vocational retraining in my previous article. It appears to be broken. How do we fix it?

6 min read

Vocational retraining - the improvements

Vocational Retraining - Does it work?

When it comes to disability, having income protection is essential, but what about when recovery is challenging and returning to work isn’t easy to impossible?

3 min read

Are your clients happy?

I would postulate that many of your current clients are not happy. But that isn't necessarily due to your actions or inactions.

5 min read

Should we have simpler products?

Part of the discussion with consumer groups, FMA, Providers, Government; Are our products too complex?

4 min read

Overcomplicating Advice

There has been a lot of debate with various advice approaches over the years. Russell Hutchison has written a good article on practices recently here https://www.goodreturns.co.nz/article/976519597/advisers-key-to-closing-the-protection-gap.html.

4 min read

Has Consumer got it right on insurance and advisers?

Consumer has released its latest insurance provider satisfaction survey. Adviser Jon-Paul Hale reckons it has lots of speculation and opinion but little real substance.

5 min read

Has Consumer got it right on insurance and advisers?

Did your client understand your advice?

Jon-Paul Hale says complying with Code Standard 4 is going to be a problem for advisers. Here's why.

5 min read

Vax chat hits a raw nerve - advisers can do better

It seems a recent article on Covid-19 and underwriting the unvaccinated hit a raw nerve with some readers, and the responses across the Good Returns site raised an eyebrow or two.

5 min read

Vax chat hits a raw nerve - advisers can do better

Covid puts pressure on premiums

Where is this Covid thing going to take us with health and life insurance?

4 min read

Full licencing - what does it look like?

Now the dust from March is settling and advisers have got their heads around most of what is required, it's time to start pushing forward with getting full licensing done.

5 min read