GoodReturns | NZ’s financial adviser news-item centre

Will banks be able to process applications qualifying for cash backs in time?

Questions are being asked about whether banks offering 1.5% cash backs will be able to process the volume of applications in time.

Mon, Dec 1st 2025 12:06PM

Houses selling at a loss hit a 12 year high

5 min read

Huge surge in borrowers chasing big cash back offers

5 min read

OCR Preview: How far is far enough for the RBNZ?

6 min read

Flat market won’t generate much capital gains tax

For Labour’s capital gains tax (CGT) to collect much revenue house prices will need to rise at a faster rate than they are.

4 min read

Flat market won’t generate much capital gains tax

Banks’ profit on everyday accounts to come under scrutiny

The Government wants banks to let the public know how much in profit they earn from transaction and on-call savings accounts.

2 min read

Banks’ profit on everyday accounts to come under scrutiny

Why refixing deserves more than five minutes

Banks love it when clients refix their mortgages online; but it's not always the best option for borrowers.

3 min read

Why refixing deserves more than five minutes

White paper urges central technology role for mortgage advisers

New Zealand mortgage advisers would play a central role in the development of technology under a proposal from an International Mortgage Brokers Federation (IMBF) white paper.

2 min read

White paper urges central technology role for mortgage advisers

Bank mortgage lending on target to be the biggest since the pandemic

The growth in lending on housing has hit its highest level since August 2022.

3 min read

Bank mortgage lending on target to be the biggest since the pandemic

Mortgage holders still hedging their bets

Floating and short-term interest rates for mortgages gained traction again in September before the RBNZ’s big 0.50% OCR cut in October.

2 min read

Mortgage holders still hedging their bets

Financial stress stabilises while household credit demand picks up

Household stress has started to decline as debt-servicing costs have fallen, the Reserve Bank’s latest Financial Stability Report shows.

3 min read

Financial stress stabilises while household credit demand picks up

Market recovery signals consistent with interest rate falls

The early stages of a property recovery could have appeared in the past two months, Kelvin Davidson, Cotality chief property economist says.

4 min read

Market recovery signals consistent with interest rate falls

Only months not quarters to consider fixing home loan terms

The country’s biggest mortgage lender says homeowners should start thinking about fixing interest rates for longer as the bottom of the mortgage cycle is near.

3 min read

Only months not quarters to consider fixing home loan terms

Another swipe at property investors

Labour’s capital gains tax of 28% on residential and commercial property won’t deter investors who invest for cashflow, Nick Gentle, iFind Property founder and buyer’s agent says.

6 min read

Bets are on for OCR to fall even further

Financial markets have fully priced a 0.25% OCR cut next month and a chance of even further falls, despite inflation lifting to 3%.

2 min read

Bets are on for OCR to fall even further

Mortgage advisers identify issues shaping the industry’s future

As the mortgage industry enters a “decade of unprecedented change” a white paper from the recent International Mortgage Brokers Federation’s (IMBF) world summit predicts personalised human advice will keep advisers at the centre of the profession.

2 min read

Mortgage advisers identify issues shaping the industry’s future

Interest rate rises may be needed by the end of next year

The Reserve Bank is walking a fine line between kick-starting the economy’s recovery and overstimulating growth by the end of next year.

3 min read

Interest rate rises may be needed by the end of next year

Capital gains tax almost irrelevant – English

Former Finance Minster Bill English says the days of guaranteed capital gains in the housing market are over,

4 min read

Capital gains tax almost irrelevant – English

Long term rates need to also come down

One interesting point the RBNZ brought up when it cut the OCR by 0.50% last week is that long-term interest rates haven’t fallen much, even as short-term interest rates have, says ASB in an economic note.

2 min read