Investor mortgage borrowing is edging closer to where debt-to-income (DTI) restrictions start to kick in.

About half of all first home buyer lending has been done at a less than 20% deposit in recent months.

Advisers are being warned about cyber criminals ramping up activity over the holidays.

Lower interest rates are doing their job. The medicine is working, Kiwibank says.

Westpac is urging the RBNZ to make some public comment on evolving financial conditions.

New Zealand’s economy is putting recession in its rear-view mirror, with the recovery expected to pick up next year, ASB’s latest Quarterly Economic Forecast says.

Fixed mortgage interest rates could start rising before Christmas because the economy’s direction is now up, economist Tony Alexander says.

Stable house prices, low interest rates and plenty of houses to choose from are still not enticing buyers.

The fall in borrowing costs is only half-way through for households, even though the RBNZ appears to have made its last cut to the OCR.

Questions are being asked about whether banks offering 1.5% cash backs will be able to process the volume of applications in time.

About one in five Auckland residential properties (19.3%) sold for less than their original purchase price in the third quarter, up from up from 15.9% in the second quarter.

ANZ sparks mortgage battle with cash back offer; others follow suit.

Economists expect the OCR to drop another 0.25% to 2.25% next week, with a 50/50 chance of another cut in February.

For Labour’s capital gains tax (CGT) to collect much revenue house prices will need to rise at a faster rate than they are.

The Government wants banks to let the public know how much in profit they earn from transaction and on-call savings accounts.

Banks love it when clients refix their mortgages online; but it's not always the best option for borrowers.