Regardless of politics, the property market’s recovery is still subdued.

As higher interest rates bite, 37% of mortgage advisers say they are getting more inquiries about refinancing.

Over the past two years there has been little bank mortgage lending to investors. However, in the latest Tony Alexander mortgage advisers survey shows investor inquiries are at their highest levels since late 2020.

Mortgage advisers are keen to see if the incoming government will scrap or make changes to the CCCFA within its first 100 days.

The Reserve Bank may not need to raise the OCR after better than expected inflation figures.

Financial market volatility may be slightly elevated as coalition negotiations evolve, says one of the major banks. However, Westpac says, the centre-right’s strong performance during Saturday's general election will assuage some uncertainty.

Despite high interest rates, more than 43% of home loan borrowers are ahead on their loan repayments, compared to 1.4% who are behind and more than 11,000 loans switching to interest only.

A Responsible Debt Collection Code has been launched by the Financial Services Federation (FSF).

New Zealanders who work with a financial planning professional are better off, a new study shows.

Mortgage adviser Deepesh Chaudhary has turned his hand to helping small businesses.

Growth in the property market is on the way up although at a gentle place.

Borrowers appear to be coping as mortgages roll off lower to higher interest rates. Centrix August data show the number of home loans in arrears fell for the third consecutive month to 1.25%, down from 1.26% in July.

As expected the RBNZ has left the OCR at 5.5% as it fights to bring inflation into the 1-3% range.

Newly self-employed people, renters, those with some business or credit blips and others needing a higher LVR are increasingly looking to mortgage advisers and non-bank lenders for help.

Whether National or Labour is elected in a fortnight’s time, chartered accountant and tax specialist Matthew Gilligan of Gilligan Rowe & Associates says tax rules will change.