The early stages of a property recovery could have appeared in the past two months, Kelvin Davidson, Cotality chief property economist says.

The country’s biggest mortgage lender says homeowners should start thinking about fixing interest rates for longer as the bottom of the mortgage cycle is near.

Labour’s capital gains tax of 28% on residential and commercial property won’t deter investors who invest for cashflow, Nick Gentle, iFind Property founder and buyer’s agent says.

Financial markets have fully priced a 0.25% OCR cut next month and a chance of even further falls, despite inflation lifting to 3%.

As the mortgage industry enters a “decade of unprecedented change” a white paper from the recent International Mortgage Brokers Federation’s (IMBF) world summit predicts personalised human advice will keep advisers at the centre of the profession.

The Reserve Bank is walking a fine line between kick-starting the economy’s recovery and overstimulating growth by the end of next year.

Former Finance Minster Bill English says the days of guaranteed capital gains in the housing market are over,

One interesting point the RBNZ brought up when it cut the OCR by 0.50% last week is that long-term interest rates haven’t fallen much, even as short-term interest rates have, says ASB in an economic note.

The RBNZ should have eased LVR restrictions months ago, says one seasoned adviser who has worked on both sides of the fence.

A quarter of all new home loans went to first home buyers in the first half of this year, data from the New Zealand Banking Association’s retail insights show.

The problem getting in the way of first home buyers is not financial, it is psychological, an experienced mortgage adviser says.

The latest data from the RBNZ’s series new lending fully secured by residential mortgages, shows home owners are far from set on longer mortgage terms, although the interest rates are below 5%.

Westpac’s negotiations with New Zealand mortgage aggregators about ditching trail payments comes just seven months after it partnered with fintech Dosh to offer home loans without financial advice and a loyalty cashback reward.

The RBNZ is forming a new financial policy committee that will make decisions on debt-to-income (DTIs) and loan to value ratios (LVRs) for lending.

ASB will pay $135,625,000 to settle a class action against the bank for alleged breaches of the Credit Contracts and Consumer Finance Act (CCCFA), without admitting liability.

Mortgages to property investors are back at pre-pandemic levels, Westpac says in its latest housing update.