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TMM - News

Mortgage arrears still challenging

Data from credit bureau Centrix and the RBNZ show different pictures for mortgage arrears.

Thu, Jul 3rd 2025 10:00AM

Little growth for the rest of this year expected

3 min read

Service agreements could help banks’ processing timeframes

3 min read

New record for low equity loans

3 min read

Bottom of OCR cuts either here or not far away - ASB

ASB economists say the extent of further interest rate falls is now up in the air and the OCR could bottom out at 3%.

3 min read

Bottom of OCR cuts either here or not far away - ASB

New unsecured loan offer as BNZ chases SME market

BNZ is offering small businesses unsecured loans of up to $50,000 on digital only applications through its new Merchant Flexi Loan.

3 min read

New unsecured loan offer as BNZ chases SME market

Business funding landscape change

Kiwibank is stepping out of its comfort zone and starting a new lending programme for start-ups.

4 min read

Advisers’ fraudulent activity to be rooted out by FMA

Advisers selling mortgages and insurance through misleading or fraudulent activities are coming under the beady eye of the Financial Markets Authority (FMA).

4 min read

Advisers’ fraudulent activity to be rooted out by FMA

Never a better time in four years for first home buyers

Falling interest rates and house prices leading to better mortgage affordability is drawing first home buyers into the market in increasing numbers.

3 min read

Never a better time in four years for first home buyers

Calls for hold on OCR strengthen as GDP comes in higher than expected

Economists expect the OCR to be kept on hold at its meeting next month as GDP came in at 0.8% for the first quarter of the year – higher than most forecasters had predicted.

2 min read

Calls for hold on OCR strengthen as GDP comes in higher than expected

Rising inflation adding to RBNZ’s headache

Inflation is expected to break through the RBNZ’s top line of 3% in the next quarter, intensifying its headache.

4 min read

Rising inflation adding to RBNZ’s headache

Professional mortgage advice central as wave of fintechs expected

Fintechs offering cheap mortgages without advice to borrowers won’t make mortgage advisers redundant.

4 min read

Professional mortgage advice central as wave of fintechs expected

Townhouse values hit and miss as buyers prefer stand-alone houses

Easing mortgage rates mean more affordable stand-alone houses are appealing to home buyers again.

3 min read

Townhouse values hit and miss as buyers prefer stand-alone houses

Growth here, there, not quite everywhere

Westpac has upgraded its GDP growth expectations from 0.4% to 0.7% meaning a strong case for the RBNZ to leave the OCR unchanged at its July review.

4 min read

Growth here, there, not quite everywhere

‘Excessive’ security agreements by banks need investigating – lobby group

Banks’ general security agreements could come under scrutiny from the Commerce Commission.

5 min read

‘Excessive’ security agreements by banks need investigating – lobby group

KiwiSaver scheme funding new cheap floating rate start up

A new fintech is offering residential floating mortgages funded by KiwiSaver scheme Generate at rates well below the major banks.

6 min read

KiwiSaver scheme funding new cheap floating rate start up

Call for expected next OCR cut to be delayed

While lower mortgage interest rates are allowing more first home buyers to get into the market, ASB says there is a case for holding a predicted further interest rate cut in July.

4 min read

Call for expected next OCR cut to be delayed

Longer term mortgages edging up

The move to longer term fixed mortgages is gathering speed although a substantial share is still on floating or short-term rates as the RBNZ has indicated two more possible OCR cuts to 2.75%.

4 min read