GoodReturns | NZ’s financial adviser news-item centre

Problem mortgage stockpile grows

While the country’s mortgage stock rose by $1.9 billion in March, the number of problem mortgages also rose by $61 million to $2.4 billion and withdrawals from KiwiSaver on hardship grounds reached a record monthly high.

Fri, May 2nd 2025 08:51AM

Further interest rate falls not on the cards

4 min read

Mortgage borrowing hits a new high

2 min read

Diminishing KiwiSaver balances tip up first home buyers

4 min read

Mortgage lending demand rises for first time in four years

Mortgage demand has increased over the past six months for the first time since 2021.

5 min read

Mortgage lending demand rises for first time in four years

Sitting back and taking a calm attitude

Westpac is sticking to its forecast of a 3.25% OCR bottom.

3 min read

More OCR cuts on the cards later this year

ANZ is adding two more OCR cuts to its economic forecast after next month’s expected drop to 3.25%.

3 min read

More OCR cuts on the cards later this year

Big increase in home loans made by banks

Despite a recession, the number and value of home loans were up by 21% in the second half of last year, compared to the first half.

3 min read

Big increase in home loans made by banks

The flow through of lower mortgage rates

Although carded one- and two-year fixed mortgage rates are now about 200 basis points (bp) below last year’s high the vast majority of lower mortgage rates have yet to flow though.

3 min read

The flow through of lower mortgage rates

Time for FMA to put an end to banks’ pathetic excuses over OCR delays

Lobby group the Banking Reform Coalition wants the FMA to use its powers under the new Conduct of Financial Institutions (CoFI) regime to get tough on banks not passing on OCR cuts in mortgage rates immediately.

6 min read

Time for FMA to put an end to banks’ pathetic excuses over OCR delays

Moving forward to the past - rates have further to fall

Kiwibank says the economic environment simply demands more interest rate relief.

4 min read

Moving forward to the past - rates have further to fall

Advisers to be educated on lending for businesses

Newly minted HomeSec New Zealand manager Ziggy Munz is confident residential mortgage advisers will be able to add another arrow to their lending bow after an education programme he is planning.

4 min read

Advisers to be educated on lending for businesses

Longer term fixed interest rates slowly bite into floating terms

Two-year fixed mortgage rates are starting to slowly eat into the share of total lending by banks.

3 min read

Longer term fixed interest rates slowly bite into floating terms

Wild is the wind blowing through RBNZ

Westpac is going boldly where no other economists have gone. It says dropping the OCR on Wednesday is likely the wrong thing to do.

6 min read

Three offers recommendation lost in translation - ComCom

The Commerce Commission says its proposal that advisers have to submit three offers to clients has been "lost in translation".

5 min read

Three offers recommendation lost in translation - ComCom

Borrowers behind in mortgage payments ebbing

As the country crawls out of recession, mortgage arrears have dropped slightly.

3 min read

Borrowers behind in mortgage payments ebbing

Solution could be in the wings

After a “constructive meeting” with new Commerce and Consumers Affairs Minister Scott Simpson, FAMNZ country manager Leigh Hodgetts says he seems to understand the Commerce Commission’s insistence on mortgage advisers presenting three completed offers to borrowers will create chaos.

4 min read