While it is not hard to come up with a number, it is very difficult to come up with a reliable number.

If you have not yet read the draft Bill, or one of the summaries of it, we suggest you skip to the end of this article to find the useful links and work your way through at least the summary.

If you have not yet read the draft Bill, or one of the summaries of it, we suggest you skip to the end of this article to find the useful links and work your way through at least the summary.

Whatever methods you use for modelling for insurance requirements, and building your recommendations, one important raw material is good data. Remember if you say that something costs about $x or if interest rates are likely to be y%, then you need to be able to substantiate the use of that assumption.

An adviser I know has recently started working with an online agency which coaches them on how to build content and engage with potential customers better on existing online platforms.

A digital strategy is often seen translated as meaning ‘needs a CRM’ by those early in their technology journey. That is not necessarily true.

The difference between ‘fast insurance’ from ‘good insurance’ appears lost on some journalists who are happy, it seems, to tar all the with the same brush, damaging confidence in the insurance market.

Whatever methods you use for modelling for insurance requirements, one important raw material is good data. A lot of attention is paid to the data that must be collected from the client for the needs analysis.

Russell Hutchinson reviews his Covid-19 predictions to see how accurate there were.

Recent happiness research has found that some of the most common activities promoted by wellbeing programmes (such as those run by wearable health-tech companies and insurers alike) are beneficial to happiness.

There are two futures for income protection insurance. Only one is good. 

With income protection insurance prices under upwards pressure and questions being asked about the medium-term sustainability of the contract, it should not come as a surprise that advisers are re-evaluating their relationship with maximum-replacement options.

I opened up an old data file recently and found that roughly one third of financial advisers were quoting health within a year of us adding that feature to Quotemonster.

During 2021 we conducted a survey of the use of technology in the production of Statements of Advice and the content of those SOAs.

There is a crisis developing in insurance and advisers can step up to fix the problem.

The leading adviser businesses tend to be corporates, not groups or co-ops – but they nearly always involve more capital than one person can raise: so external shareholders are usually a must.